- What is Social Security Disability (SSD)?
- Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a severe and long-term disability.
- Who qualifies for SSD benefits?
- To qualify for SSD benefits, you must have a medical condition that meets the Social Security Administration’s (SSA) definition of disability and have earned enough work credits through prior employment.
- How do I start the SSD application process?
- You can apply for SSD benefits online at the SSA website, by calling the SSA office, or by visiting your local Social Security office in person. Assistance from an experienced disability lawyer can make the process smoother.
- What information do I need to provide when applying for SSD benefits?
- Applicants typically need to provide medical records, work history, proof of identity, and documentation of the disability’s impact on their ability to work.
- How long does it take to receive a decision on my SSD application?
- The initial application review can take three to six months. However, the timeline may vary depending on the complexity of your case and the backlog at the SSA.
- What happens if my SSD application is denied?
- If your application is denied, you can appeal the decision. The appeals process includes reconsideration, a hearing before an administrative law judge, and potentially additional appeals to higher courts.
- Can I work while applying for SSD benefits?
- Yes, you can work while applying, but your earnings must not exceed the substantial gainful activity (SGA) limit set by the SSA.
- What medical conditions qualify for SSD benefits?
- Conditions that prevent you from performing substantial work for at least 12 months or are expected to result in death may qualify. Examples include severe physical injuries, chronic illnesses, and mental health disorders.
- Why is it important to have a disability lawyer when applying for SSD benefits?
- A disability lawyer can help gather necessary evidence, meet deadlines, and navigate the legal process, increasing your chances of approval.
- What are common reasons for SSD application denials?
- Common reasons include lack of sufficient medical evidence, earning above the SGA limit, incomplete application forms, or failure to comply with SSA deadlines.
- What is the difference between SSDI and SSI?
- SSDI (Social Security Disability Insurance) is based on work history and work credits, while SSI (Supplemental Security Income) is based on financial need, regardless of work history.
- Can I apply for SSD benefits for a mental health condition?
- Yes, mental health conditions such as depression, anxiety, PTSD, and bipolar disorder may qualify for SSD benefits if they meet the SSA’s disability criteria.
- What is a compassionate allowance?
- A compassionate allowance allows for expedited processing of SSD applications for severe conditions like certain cancers or advanced diseases that clearly meet disability standards.
- Do I have to pay taxes on SSD benefits?
- Depending on your total income, a portion of your SSD benefits may be taxable. It is recommended to consult with a tax professional.
- How can Krasno Krasno & Onwudinjo assist me with my SSD application?
- Krasno Krasno & Onwudinjo provides expert legal assistance throughout the SSD application and appeals process, ensuring all requirements are met and advocating for your rights.
